executive thinkers

Martin Wong - Chief Executive Officer

With more than 25 years of legal experience, Martin Wong joined Think Finance in April 2013. His role oversees Think Finance's compliance with all state and federal laws, as well as ensures the company has the most clear, transparent and fair products in the industry. Before his role at Think Finance, Martin held general counsel and chief compliance positions at Citigroup, Western Union Company and the Cigna Corporation. Martin graduated with a Bachelor of Public Administration degree from Loyola University-New Orleans when he was 18 years old, and he also holds a JD from the University of Baltimore School of Law.

When not in the office, Martin tries hard to reduce his golf handicap and perfect his backhand topspin in tennis.

Nina Vitagliano — Chief Financial Officer

Nina Vitagliano brings over two decades of finance and accounting experience to Think Finance. Prior to joining Think Finance, Nina was the Controller for Cash America International, a $2 billion dollar company that provides specialty financial services to individuals through retail services locations and e-commerce activities. In addition to Cash America, Nina has also held similar positions with Citibank and Chase Bank. She began her career with Coopers & Lybrand after graduating from Arizona State University with a degree in accounting.

Nina enjoys almost any type of shopping and spends most of her spare time with her two children and energetic dachshunds Dolce and Gabbana.

Bill Kontgis — Chief Operating Officer

Bill Kontgis has over 20 years of leadership experience in the Financial Services industry; and has held a number of executive level positions at major corporations such as CountryWide Bank, Digital Insight, and First Nationwide Bank. Prior to joining Think Finance in September 2011, Bill was CIO at Green Dot, a leader in the Prepaid Debit Card industry, where he led the IT organization. As COO of Think Finance Bill is responsible for all IT including development, technology operations, security, quality assurance, and IT strategic planning. Bill graduated from the University of Utah with a Bachelor of Science in Mathematics.

In his spare time, Bill enjoys hiking with his two Australian Shepherds, Mick and Murphy, reading Tolkien-like fiction, and is a sports enthusiast. He follows all sports including international soccer, basketball (the Lakers are his favorite), baseball and college football—he remains a loyal Utah fan.

Michelle Nguyen — Chief Product Officer

Michelle Nguyen came to Think Finance in 2006 and is responsible for all aspects of Product Management, Risk and Marketing. Simply put, she ensures that all the products and services built are centered on solving the most important needs: the consumers'. She believes in fostering a fun work environment for her team; whether that be a Nerf ambush or decorating a co-workers office with live fish, Michelle blends hard work with a dash of play. Prior to becoming a Thinker, Michelle has held leadership positions in product, marketing and finance that included a range of industries from telecom to financial software to start-ups. Michelle graduated from Southern Methodist University with a Bachelors in Business Administration in Finance and Organization Behaviour as well as holds an MBA from the University of Texas at Dallas.

Michelle describes herself as an original foodie and says her favorite food is bacon-before it was cool. She loves restaurants of all calibers, and watches Food Network regularly. Luckily for her family, she also loves to cook.

Stephen Smith — Chief Compliance Officer

With more than 20 years of experience in the financial services industry, Steve Smith oversees Think Finance’s compliance management program. Prior to joining Think Finance, Steve had various leadership roles in loan servicing and consumer compliance for California Federal Bank and Citigroup as well as running a community bank in Dallas for four years. Steve is a graduate of Texas A&M University, where he earned his Bachelor of Science degree in Economics with a minor in Finance.

Steve is a sports junkie who regularly attends Dallas Stars games, though as a native New Yorker, he remains a die-hard Yankees fan. His oldest son plays on a high school ice hockey team and his youngest son is on the high school’s tennis team.

Krista Pender — Senior Human Resources Manager

Krista Pender joined Think Finance in 2006 and is responsible for overseeing all Human Resources functions including: benefits administration, recruiting, employee onboarding, employee relations and training and development. Krista has extensive experience in HR and has been an HRCI certified professional for 7 years. Prior to joining Think Finance Krista served in HR roles at VarTec Telecom, LSG Sky Chefs, and CBCA, Inc.

Krista is a busy wife and mother with three active teenagers- one attends Tarleton State University, the second will be attending Texas A&M in the fall, and the youngest is in junior high. Her fourth child is a five year old blue heeler who rarely leaves her side.