It's a sobering fact: Nearly half of Americans are living paycheck to paycheck. These are hard-working people who've seen years of flat wages and a rising cost of living. To make matters worse, banks and credit card companies have eliminated $122 billion in available credit since 2009 to consumers with lower credit scores (Jefferies, February 2013). As a result, millions of Americans utilize non-bank credit products such as payday and pawn loans. These products provide quick convenient access to cash to make ends meet, but they don't provide a way for consumers to graduate to lower cost credit products or improve their overall financial health.
Consumers in the U.S. and abroad are in need of new and better financial products that meet their unique needs in a convenient, affordable, and transparent manner. Think Finance provides the technology and analytics that enable these solutions.
Since 2001, Think Finance has been the leading innovator in small dollar credit. We bring deep consumer understanding together with the industry's best technology and analytics platform. Our platform enables solutions to consumers that meet their immediate credit needs and also build a better financial future.
Think Finance was recently named second on Forbes' list of the 100 Most Promising Companies in America. Inc. Magazine also ranked us the second fastest growing financial services firm with $200 million of revenue or more. And we're just getting started.
Think Finance is headquartered in Fort Worth, TX with offices in Dallas, TX, Scottsdale, AZ, and the United Kingdom. We are privately held and backed by some of Silicon Valley's most respected venture capital firms, including Sequoia Capital and Technology Crossover Ventures.